At BSB, our success is built by our talented workforce that values integrity, dependability, service, and mutual respect. We pride ourselves on treating our clients, associates, and communities with care. Join a team where your contributions matter and your career can thrive.

Position Summary

The Loan Officer is responsible for driving loan growth, developing new business opportunities, and building strong customer relationships within the Bank’s market area. This position focuses on originating and managing a high-quality loan portfolio through proactive business development efforts, community involvement, relationship management, and consultative financial solutions.

Duties

  • Develop, originate, and manage commercial, agricultural, consumer, and real estate loan relationships in accordance with Bank policies and lending standards.
  • Interview loan applicants, gather financial information, and analyze creditworthiness to determine appropriate lending solutions.
  • Structure loan requests and prepare complete loan presentations, including financial analysis, cash flow assessment, collateral evaluation, and risk identification.
  • Monitor and manage an assigned loan portfolio to ensure credit quality, timely renewals, and ongoing customer satisfaction.
  • Conduct annual reviews, covenant monitoring, and ongoing relationship assessments for borrowing customers.
  • Identify opportunities to expand existing credit relationships while maintaining prudent underwriting standards.
  • Collaborate with credit administration and other internal partners throughout the loan approval and closing process.
  • Ensure compliance with all applicable lending regulations, policies, and procedures.

Business Development and Relationship Management

  • Proactively develop new business relationships through networking, prospecting, referrals, and community engagement activities.
  • Generate loan, deposit, treasury management, and other banking opportunities to support overall Bank growth objectives.
  • Build and maintain a strong referral network of business owners, professional advisors, real estate professionals, and community leaders throughout the market area.
  • Serve as the primary point of contact for assigned customers, delivering responsive service and financial guidance.
  • Deepen customer relationships by identifying current and future banking needs and recommending appropriate financial solutions.
  • Represent the Bank in community organizations, business associations, networking events, and civic activities to enhance visibility and generate new business opportunities.
  • Collaborate with retail and commercial banking teams to maximize cross-selling opportunities and provide comprehensive customer experience.
  • Retain and grow customer relationships through regular calling efforts, relationship reviews, and exceptional service.

Customer Service and Community Engagement

  • Maintain the highest standards of customer service and professionalism in all customer interactions.
  • Promote the Bank’s culture, products, and services within the community.
  • Participate in and support community events, economic development initiatives, and local organizations to increase awareness and strengthen the Bank’s market presence.
  • Perform other duties and responsibilities as assigned.

Desired Skills and Aptitudes

  • Proven ability to develop new business and generate loan opportunities through networking and relationship-building activities.
  • Strong understanding of commercial, agricultural, consumer, and real estate lending principles.
  • Excellent relationship management, communication, and sales skills.
  • Demonstrated ability to build and maintain professional referral networks.
  • Strong organizational, analytical, and problem-solving skills.
  • Self-motivated with the ability to work independently and manage multiple priorities.
  • Team-oriented with a collaborative approach to customer relationships and business development.
  • Proficiency in Microsoft Office Suite (Word, Excel, PowerPoint).
  • High degree of professionalism, accuracy, integrity, and attention to detail.

Benefits

BSB offers a competitive starting wage, with pay starting commensurate with previous experience and salary history. We value work life balance and offer robust paid time off benefits that include paid vacation, sick, personal time, volunteer and maternity to name a few. We also value longevity with our employees and offer a retirement plan that allows for employees to participate in planning for a secure financial future in retirement.

  • Competitive wages plus excellent benefits
  • ESOP/Retirement Plan
  • Health/dental/vision insurance
  • Company-paid life insurance
  • Professional Development
  • Paid time off
  • Volunteer Leave
  • Approximately 11 paid holidays per year

Interested applicants, please send resumes to:
careers@bsbks.com
or 2130 S. Ohio St., Salina, KS 67401

Bennington State Bank is an Equal Opportunity Employer-EOE/Minorities/Females/Disabled/Vets/SO