Maximizing Your Ag Banking and Wealth Solutions with Bennington State Bank

At Bennington State Bank, we are your Trusted Ag Partner.

At Bennington State Bank, we understand that running a farm or ranch comes with unique financial challenges and opportunities. Whether you’re navigating the ups and downs of seasonal cash flow, expanding your operation, or planning for the future, we’re here with customized financial solutions, local expertise, and a relationship that’s built to last.

Every ag business is different, and so are your financial needs. From small family farms to large-scale operations, we offer a variety of agricultural loan options designed to help you thrive at every stage. At BSB, we’ll work beside you to create a solution that fits your business.

Strong relationships with your BSB lender and other financial partners can make all the difference in times of need. Whether you’re looking for a loan to expand your operation or need advice on cash flow management, having a trusted financial partner by your side will ensure that you have the support you need.

No matter what type of farming or livestock operation, we have the products to help you grow your business.

Our Ag Lending Solutions include:

  • Livestock Purchasing Loans: Expand or replenish your herd with financing options tailored for you.
  • Ag Lines of Credit: With a BSB Line of Credit, you can easily draw funds directly for expenses like seed, feed, livestock, inventory, and operating costs. Interest is charged only on the amount you use, when you use it.
  • Farm Real Estate Loans: We offer attractive loan rates and unusually flexible financing or refinancing terms for farmland. Choose from many payment options and terms that will fit your needs.
  • Ag Equipment Loans: Run your operation more efficiently by easily purchasing or refinancing equipment. We can help your business grow with tailored financing solutions that are right for your business goals.
  • FSA Loans: We partner with FSA to provide attractive rates and terms for all types of operations to offer opportunities to family-sized farmers and ranchers. We can help you through the process!

If you’re ready to get started or have any questions, reach out to us today. We’re here to help!

Secure Your Future with BSB Wealth Management

Farming is about legacy- and wealth management plays a crucial role in protecting yours. BSB’s Wealth Management team is here to help you think beyond the current season and plan for long-term success, with services tailored to the ag community:

  • Retirement planning: As an independent business owner, planning for retirement might seem complicated, but it’s crucial. Retirement plans like a SEP IRA or a SIMPLE IRA can be beneficial for self-employed individuals. Setting up a retirement account allows you to save for the future while reducing your current tax burden.

  • Estate Planning: Ensure your assets and wealth are managed and distributed according to your wishes with the help of our estate planning professionals. Protect your farm and family’s future and gain peace of mind with our personalized estate planning services.

Strengthen Your Operation with Ag-Focused Business Banking

Running a successful farm or ranch requires more than just financing- it requires smart money management. With BSB’s ag-specific business banking services, you’ll gain tools that help you stay organized, efficient, and in control:

Agricultural businesses have unique banking needs, and choosing the right business banking partner can streamline your financial operations. Here are a few considerations for managing your business banking:

  • Dedicated Ag Business Accounts: Make sure you have a dedicated business checking account to separate your personal and business expenses. This makes bookkeeping easier and ensures that you have clear records for tax purposes.

  • Experienced Relationship Bankers: Our ag banking team understands the unique rhythms of your business and can guide you through every financial decision with confidence.

  • Time-Saving Online Banking tools: BSB offers online tools and apps that can help you manage your business finances more easily. From mobile deposit, online bill pay, to monitoring cash flow, online banking can save you time and give you a clearer picture of your financial position, no matter where you are.

Let’s Grow Together

At Bennington State Bank, we’re committed to your success- today, tomorrow, and for generations to come. As your local ag bank, we believe in relationships, not transactions. We take pride in offering customized solutions backed by a team that truly cares about your operation.

Ready to customize your ag banking experience? Let’s build something that works for you. As your trusted ag bank and financial partner, we’re here to guide you every step of the way. Whether you need advice or financing options, don’t hesitate to reach out to your Bennington State Bank Team. Together, we’ll ensure that your farm or ranch continues to thrive for years to come.

Visit your local BSB branch or contact us today to talk with an ag lender expert or wealth advisor. Let’s work together to help your business grow stronger, smarter, and more secure- season after season.

If you’re ready to get started or have any questions, reach out to us today. We’re here to help!

BSB Team at the Mid-America Farm Expo

We are here to help!

Feel free to contact us if you have questions!

785-827-5522
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