Mortgage Loan Portfolio Manager

Mortgage Loan Portfolio Manager

Salina, Kansas

The Bennington State Bank is growing and we are looking for a Mortgage Loan Portfolio Manager. Become a part of our story and join a company with caring culture, great benefits, and rewarding work! Professional environment with caring culture, full employee benefits, and Equal Opportunity Company.

Position Summary:

The Mortgage Loan Portfolio Manager is responsible for Loan Pre-Processing duties and assisting Loan Processors with initial file setup and reviewing files for accuracy and completeness while managing a continual pipeline.

Primary Responsibilities:

After receiving Mortgage Loan Application from Loan Officer:

• Assessment of Secondary Market Investor
• Utilize Checklist appropriate checklists for investor and compliance
• Review Application for completeness for submission
• Pull Credit and DU if required
• Initiate required loan documentation from 3rd parties
• Initiates required verifications for customers
• Initiates customer follow up calls
• Order initial Verification of Employment, if applicable
• Update file communication log
• Submit file to Loan Processor
• Works closely with processing team to solve various loan-related issues

Other Job Duties

• Communicate with customers for initial input of loan application and loan file
• Assist Closing Department with post-closing duties, which may include document upload to bank’s document portal, managing Loan Officer ticklers, and other duties as workload permits
• Maintains strict adherence and compliance to all laws, rules, regulations, policies, procedures and internal controls specific to your role
• Attends necessary training required to maintain and assure a high level of knowledge in the mortgage loan industry and to maintain any necessary certifications
• Performs all duties with the utmost integrity, honesty, confidentiality and superior level of respect for the applicant/borrower
• Other duties deemed necessary in order to deliver excellent customer service and a high quality delivery of products to both the applicant/borrower and other Bank staff

Required Skills/ Qualifications

• Strong verbal and written communication skills
• Well-developed ability to manage multiple tasks/projects and deadlines simultaneously
• A high degree of accuracy and attention to detail
• High school graduate or equivalent educational experience

Not required but preferred

• Familiarity with current mortgage lending laws and regulations, understanding of documentation relating to residential real estate lending and conventional financing
• Familiar with mortgage lending file organization and the related documentation associated with mortgage files
• Basic knowledge of the mortgage process, documentation and loan terminology

Physical requirements and working conditions: Sitting or standing for long periods of time, walking, finger dexterity, repetitive motions, talking, hearing and visual acuity. Professional office environment. Occasional lifting of storage boxes up to 25 pounds.

Benefits:

BSB offers a competitive starting wage, with pay starting commensurate with previous experience and salary history. We value work life balance and offer robust paid time off benefits that include paid vacation, sick, personal time, volunteer and maternity to name a few. We also value longevity with our employees and offer a retirement plan that allows for employees to participate in planning for a secure financial future in retirement.

• Competitive wages plus excellent benefits!
• Retirement Plan
• Health/dental/vision insurance
• Company-paid life insurance
• Professional Development
• Paid time off
• Volunteer Leave
• Approximately 10 paid holidays per year

BSB offers our employees competitive compensation in addition to an attractive benefits package. Visit our careers page to learn more about our benefits.

Bennington State Bank is an Equal Opportunity Employer-EOE/Minorities/Females/Disabled/Vets/SO